30-Minute Session  ·  $29

Your debt has a way out.
Let's find it together.

No apps. No algorithms. Just a real conversation with someone who understands debt — and can help you make a plan that actually works for your life.

Book Your Session → $29 · 30 minutes · 100% refundable if it's not worth it
What happens in 30 minutes

You leave with a plan.
Not just a feeling.

01

We map your full picture

Every account, balance, rate. No judgment — just clarity on where you actually stand.

02

We find your fastest path out

Avalanche, snowball, hybrid — we pick the strategy that fits your income and your life.

03

We put a date on it

Not "eventually." An actual month and year when your last payment clears — and what moves it closer.

04

You leave knowing your next move

One specific action. Something you can do this week. Not a 10-step plan you'll never follow.

Abhi Pabba — The Debt Coach
Who you're talking to

Abhi Pabba.
15 years inside
the system.

Abhi spent 15+ years as a Risk Director at some of the most recognized neobanks and fintech companies in the world. He's seen how lenders think, how minimum payments are designed, and exactly where the system works against you.

Now he sits on your side of the table. This call isn't coaching in the abstract — it's 30 minutes with someone who knows the math, knows the industry, and will tell you the truth about your numbers.

Based in Miami, FL. View LinkedIn →

How it works

Three steps.
One conversation.

1

Book and pay online

Pick a time that works for you. $29 secures your spot — refundable, no questions asked, if the call isn't worth it.

2

We meet over video or phone

Come with your debt amounts, interest rates, and monthly payment information. We'll work through it together in real time.

3

Leave with your plan

A clear strategy, a payoff date, and one specific next action. No homework, no follow-up course to buy.

What people are saying

They came in overwhelmed.
They left with a number.

"
I'd been paying minimums for three years and had no idea I was barely touching the principal. Dan showed me exactly why — and what to change. Life-changing 30 minutes.
Marcus · Nurse · Dallas, TX
"
I expected a sales pitch. Instead he just... helped me. Walked through my numbers, gave me a real payoff date. I booked a second session for my husband.
Jennifer · Teacher · Phoenix, AZ
Ready when you are

One session.
One real plan.

$29
30-Minute Session · One-Time
Book My Session →

Not satisfied? Email us within 24 hours of your session for a full refund — no explanation needed, no friction, no hard feelings.

Common questions
What do I need to bring to the call?
Your debt balances, interest rates, and minimum payments if you have them. If you don't have everything, don't worry — we'll work with what you have and figure out the rest together.
What kinds of debt do you cover?
Credit cards, personal loans, auto loans, medical debt — the everyday debt most people are carrying. Student loans and mortgages we can discuss at a high level, but they're usually a different category.
Is this financial advice?
This is a coaching conversation — we work through your numbers together and I share what I'd consider in your position. I'm not a licensed financial advisor, and this isn't a substitute for one. But most people don't need an advisor to make a debt plan. They need someone to sit down and think it through with them.
How does the refund work?
If the session wasn't worth $29 to you, email us within 24 hours and we'll refund you in full. No questions, no proof required. We'd rather you tell a friend than feel like you wasted money.
What happens after the call?
Nothing you didn't ask for. You leave with your plan. If you want to follow up or book another session down the road, that's always an option — but there's no upsell on the call itself.